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      I need an expert in Credit to help me........

      1craftycritter
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      Posted by 1craftycritter

      on Sep 25, 2011

      HI,
      I am new here and though I have been a member since June of this year, I have not posted much........I am 54 and have been disabled from a host of autoimmune diseases since 1992. I recently divorced my husband of 27 years and am finding it very difficult since he controlled everything in our marriage for all those years. I have NO credit except a piece of bad credit that is from an old joint account that I didn't even remember we had. Right now, I live with my daughter but I feel so useless and stripped of all dignity. I, as a 54 year old woman and parent should NOT be living with her daughter as a HAVE TO case....I need help, not a hand out, but help to get my credit straight and to BUILD it up. Since I am on disability, I don't have that great of an income so a lot of people are skeptical to give me a chance. I could not even get a secured credit card ! IS there anyone out there that can help me ? I desperately need to be self sufficient and live with my daughter only if I WANT to, not because I NEED to. I would appreciate any help to get me back on my feet. Thank you all for listening.
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        PPCM_
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        1. PPCM_ posted on Nov 16, 2011
        Hi,
        I'm not an expert but I can offer this thought though.
        You can try to get a credit building loan at a bank. They don't give you the money they put it in an account that the payments are to be made from. Then when that is paid off you can try a credit card again or some small purchase on credit. It will take time to build your credit though.

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